About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our 138-year history
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Persevering Through Uncertain Times

What we do tomorrow is the product of what we accomplish now.

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

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Member stories

Hear from Modern Woodmen members

As a fraternal financial services organization, Modern Woodmen doesn’t have stockholders. We exist for the benefit of our nearly 740,000 members. From financial planning to member benefits to community involvement, we help members and their families through life. 

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Teaching Financial Values

The Heims introduced their three daughters to a strong work ethic and basic financial principals at an early age. And now, the oldest is in college with no concerns of how to pay for it.

Teaching Financial Values

Related Product: 529 plans

Distilling the Facts

Running a small business in a pandemic is a challenge for anyone. Those in the food-and-beverage industry, including the Modern Woodmen member-owned business featured here, have been especially hard-pressed during the pandemic.

Distilling the Facts

My Father Was a Forester

Bjorn Sangder became a Modern Woodmen member in the early 1900s. The life insurance he purchased provided valuable financial protection and peace of mind. But his membership offered more than that. It also made him part of a brotherhood.

My Father Was a Forester

Rev Up for Retirement

As Harold approached retirement, he started thinking about how much money he would need to live on. “I wanted to make sure I had enough put away that I could feel comfortable and it would last,” he says. That’s when he turned to Modern Woodmen representative Lance Wampler, Morristown, Tennessee.

Rev Up for Retirement

Related Product: 401(k) plans

Brent's Do-Good Grant® Story

An Oregon member shares his experience helping animals with the Do-Good Grant®.

Brent's Do-Good Grant® Story

Modern Woodmen of America main building.

Inside Look

A Modern Woodmen chapter volunteer project helps homeless veterans in East Tennessee.

Inside Look

Modern Woodmen Make an Impact volunteer.

Get to Know a Modern Woodmen Volunteer

My favorite chapter memory was when an elderly woman needed her house painted. About 15 of us volunteered to repaint it a new shade of blue. She was so appreciative and baked cookies for us.

Get to Know a Modern Woodmen Volunteer

Young Modern Woodmen member enjoys birthday books.

Making Memories

Young Modern Woodmen member enjoys free, age-appropriate books through the Birthday Book Club benefit.

Making Memories

Senior network administrator Joe McElhiney, Modern Woodmen of America

Get to Know a Home Office Employee

Learn more about Home Office employee Joe McElhiney and his role as a senior network administrator.

Get to Know a Home Office Employee

Hearts for Helping

Members from Florida share why they love volunteering with Modern Woodmen.

Hearts for Helping

Get to Know a Modern Woodmen Volunteer

I’m an administrative assistant. I also volunteer as a Modern Woodmen chapter activities coordinator and youth service club leader.

Get to Know a Modern Woodmen Volunteer

James, Latoyaett and Barbara Coats (Modern Woodmen of America members with the Financial Representative.)

Savings Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Savings Member Profile

Related Product: Whole life insurance

Frank and Hazel Champagne

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Estate Planning Member Profile

Related Product: Universal life insurance

Angel Ford and kids

For the Love of the Team

Modern Woodmen member scores one final win with life insurance.

For the Love of the Team

Related Product: Whole life insurance

Modern Woodmen members

In a Flash

Modern Woodmen member realizes the importance of life insurance after a major car accident.

In a Flash

Known as “Kalady” by friends and family, Kathryn Osowski was one of 149 member students who were rewarded in Modern Woodmen’s 2015 College Scholarship Program.

​Fulfilling Dreams

"With winning the Modern Woodmen scholarship, I’m going to be able to focus more on my academics and fulfilling those dreams rather than financing the dreams that I have."

​Fulfilling Dreams

Related Product: 529 plans

Larry and Heather Goff (center) with Ruth Ahnen, representative (right).

​​Employee Benefits Member Profile

Our small automotive repair shop is a second-generation family-owned business since 1969. As a small business, we struggle with matching the benefits of larger businesses.

​​Employee Benefits Member Profile

Related Product: Whole life insurance

Chris Carlson from Modern Woodmen of America.

​When Tragedy Strikes

Things were looking up. Then, in an instant, they weren’t.

​When Tragedy Strikes

Related Product: Whole life insurance

Modern Woodmen members, Rosie and Ricke Eagle with their representative Dave Bergland (left).

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Estate Planning Member Profile

A Day to Remember

A North Carolina member leaves behind fond memories and financial protection after his death.

A Day to Remember

Related Product: Universal life insurance

Joseph Hamilton, a Modern Woodmen member from Fair Play, South Carolina.

​When I Realized the Risks

It’s far better to have life insurance and not need it, than it is to need it and not have it.

​When I Realized the Risks

Related Product: Whole life insurance

Parents with their toddler girl

A Family Tradition

Modern Woodmen member passes on belief in life insurance to daughter.

A Family Tradition

Related Product: Whole life insurance

Teddy and Fran Ridenhour, an Oklahoma couple very involved with fundraisers to help those in need, faced a tragedy themselves.

​Reap What You Sow

To say Teddy and Fran Ridenhour are involved in their community is an understatement. They’ve always been there when their Hulbert, Oklahoma, neighbors needed help – from raising a barn to raising money.

​Reap What You Sow

Maynard Gall, Naponee, Nebraska with Kirk Peterson, Modern Woodmen representative

How to Keep an Inheritance Equal

Farmer solves estate planning concerns with help from his Modern Woodmen representative.

How to Keep an Inheritance Equal

Do-Good Grant Benefit

Doing Good With the Do-Good Grant®

Members use fraternal benefit to sew and donate winter hats for local students.

Doing Good With the Do-Good Grant®

Gwen Todd with Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.

​Retirement Distribution Member Profile

My top financial concern right now is affording the things in life I like to do (trips and doing fun things with my grandchildren). I want to make sure I don't outlive my money.

​Retirement Distribution Member Profile

W. Kenny Massey, president and CEO of Modern Woodmen of America.

​Promises Made, Promises Kept

W. Kenny Massey, president and CEO of Modern Woodmen of America, lost his father at an early age. Because of his experience with life insurance, he believes the promises Modern Woodmen makes to its members are very important.

​Promises Made, Promises Kept

Related Product: Whole life insurance

Grills family who used the newborn benefit.

Peace of Mind for New Parents

Modern Woodmen’s Newborn Benefit helps family ensure life insurance protection despite health issues.

Peace of Mind for New Parents

 Kandy Noles Stevens is a teacher, writer and speaker. She also volunteers as an assistant Modern Woodmen youth service club leader.

​Get to Know a Modern Woodmen Volunteer

I’m a teacher, writer and speaker. I also volunteer as an assistant Modern Woodmen youth service club leader.

​Get to Know a Modern Woodmen Volunteer

Modern Woodmen member Susan Hodson, New York.

Dreams Derailed

Modern Woodmen member recalls life without life insurance.

Dreams Derailed

Related Product: Whole life insurance