About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Our Story
Careers
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
What do you need help with?
Stories of strength from our 138-year history
Image of a nurse caring for a tuberculosis patient.

Persevering Through Uncertain Times

What we do tomorrow is the product of what we accomplish now.

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
What We Offer
Don't know where to start?
Happy family

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

My Membership
Our Fraternal Difference
Member Services
Member Website
Family Picture

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

All products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products. This includes life insurance plans that offer permanent solutions for permanent needs ... without permanent premiums.

 

Life insurance products

Parents sitting on the bench and holding their smiling twin babies up in the air.

Offerings

  • Whole life insurance
  • Universal life insurance
  • Term life insurance

Learn more about life insurance products

Annuity products

Parents with their young kids including a small boy and a girl eating dinner at the dinner table.

Offerings

  • Fixed annuities
  • Immediate annuities
  • Variable annuities1

Learn more about annuity products

Investment products1

A young girl employee smiling and looking at the camera.

Offerings

  • Mutual funds
  • Brokerage services
  • Retirement plans
  • College savings plans

Learn more about investment products

Insurance products2

Young girl hugging her mom and both of them are smiling and looking at the camera.

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

  • Individual health insurance
  • Group/employer benefits
  • Impaired-risk life insurance
  • Medicare products
  • Long-term care insurance
  • Disability insurance
  • Dental, vision and more

Disclosures

  • 1Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA (opens in new tab), SIPC (opens in new tab).

    Individual agents may not be licensed to sell all products.

  • 2Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

Members with stories like yours

Retirement distribution

Harold's story

Rev Up for Retirement

A Tennessee retiree enjoys the freedom that comes from good planning.

Read the full story

Lance Wampler
Financial Representative
Gwen Todd with Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.
Retirement distribution
Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.

Gwen's story

​Retirement distribution member profile

My top financial concern right now is affording the things in life I like to do (trips and doing fun things with my grandchildren). I want to make sure I don't outlive my money.

Read the full story

Dale Pearson
"My members work hard to save. I help make sure those savings are safe and available when needed. I want them to be able to maintain the kind of lifestyle they want. When it came time for Gwen to start taking retirement distributions, we talked about the options available – from immediate annuities to securities products. She liked the guaranteed, steady income an immediate annuity could provide. We also made sure she had other investments for emergencies."
Larry and Heather Goff (center) with Ruth Ahnen, representative (right).
Employee benefits
Ruth Ahnen - Larry and Heather's Modern Woodmen representative.

Larry and Heather's story

Employee Benefits Member Profile

Our small automotive repair shop is a second-generation family-owned business since 1969. As a small business, we struggle with matching the benefits of larger businesses.

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Ruth Ahnen
Financial Representative
"In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans."
Protection

My Father was a Forester

Bjorn Sangder became a Modern Woodmen member in the early 1900s. The life insurance he purchased provided valuable financial protection and peace of mind. But his membership offered more than that. It also made him part of a brotherhood.

Read the full story

Business planning

Dry Land Distillers, Longmont, Colorado

Distilling the Facts

Running a small business in a pandemic is a challenge for anyone. Those in the food-and-beverage industry, including the Modern Woodmen member-owned business featured here, have been especially hard-pressed during the pandemic.

Read the full story

Quinston Daugherty
Financial Representative
"I listen to what their needs are and go from there. It’s not a one-size-fits-all approach."
Frank and Hazel Champagne
Estate planning
Head shot of financial representative Cheryl Tidwell.

Frank and Hazel’s story

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Read the full story

Cheryl Tidwell
FINANCIAL REPRESENTATIVE
"When it comes to estate planning, everyone’s situation is different. Some people have circumstances where they need a living trust. Some people just need beneficiaries updated. Do the work, get your plan completed and then go live your life. You’ll feel good knowing you have secured your family’s future."

Let's plan together for ...

Select a financial goal from the drop-down menu to find helpful tips and articles.