About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Our Story
Careers
Financial representative having discussion with a young couple

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
What do you need help with?
At Modern Woodmen, we proudly serve members for life, said W. Kenny Massey, president and CEO of Modern Woodmen.

Modern Woodmen Builds on Strength in 2015

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
What We Offer
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
Family Picture

Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

All Products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products.

Life insurance products

Offerings

  • Whole life insurance
  • Universal life insurance
  • Term life insurance

Learn more about life insurance products

Annuity products

Offerings

  • Fixed annuities
  • Immediate annuities
  • Variable annuities1

Learn more about annuity products

Investment products1

Offerings

  • Mutual funds
  • Retirement plans – Traditional IRA, Roth IRA, SEP-IRA, SIMPLE IRA, 401(k), 403(b) TSA
  • College savings plans – 529 college savings plans, Coverdell education savings accounts, UGMA/UTMA accounts
  • Brokerage services

Learn more about investment products

Insurance products2

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

  • Dental and vision insurance
  • Disability income insurance
  • Group employee benefits
  • Group voluntary benefits
  • Impaired risk life insurance
  • International life and health insurance
  • Long-term care insurance
  • Health insurance
  • Medicare supplement insurance
  • Medicare Advantage and prescription drug plans

Banking products3

Offerings

  • Checking accounts
  • Savings accounts
  • Certificates of deposit
  • First mortgage home loans (new purchases and refinancing included)
  • Home equity loans
  • Visa® credit cards and gift cards

Visit ModernWoodmenBank.com to learn more

Disclosures

  • 1Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.

    Individual agents may not be licensed to sell all products.

  • 2Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

  • 3Modern Woodmen Bank is a marketing name for MWABank, a wholly owned subsidiary of Modern Woodmen of America. Annuities, insurance, retirement plans, mutual funds and other securities are not insured by the FDIC or any other federal government agency, are not obligations or deposits for MWABank, and are not guaranteed by MWABank. These products involve risk, including the possible loss of principal invested. MWABank is an Equal Housing Lender.

Members with stories like yours

Modern Woodmen member: Austin Blanscet (right) with Jason Ceyanes financial representative.
Retirement planning
Jason Ceyanes, financial representative

Austin's story

Retirement planning member profile

"I want to be able to live comfortably after I retire and have saved enough to enjoy the hobbies I love."

Read the full story

Jason Ceyanes
FINANCIAL REPRESENTATIVE
"Most single, young men are focused on enjoying the good life. Austin has set his priorities on relishing life while securing his financial future. I’m helping him develop a well-balanced, diversified financial portfolio, incorporating protection, savings and retirement planning."
Kobi, a Modern Woodmen member from Ormond Beach, Florida.
Retirement planning
Gerry Corrigan - Kobi’s Modern Woodmen Representative

Kobi’s story

Young mom feels in good financial shape thanks in part to her Modern Woodmen representative

Kobi, a Modern Woodmen member from Ormond Beach, Florida, is an attorney who practices elder law at her own firm. Her husband, Elis, teaches English to Spanish-speaking elementary school students. With two young kids, the family is always on the go.

Read the full story

​Gerry Corrigan
"Kobi has such a sweet family. I’m happy to help meet their needs – from education savings for the kids to protection and retirement planning for the family and Kobi’s business."
Joseph Hamilton, a Modern Woodmen member from Fair Play, South Carolina.
Protection

Joseph's story

Modern Woodmen member shares when the need for life insurance clicked for him

It’s far better to have life insurance and not need it, than it is to need it and not have it.

Read the full story

​Sandy Miller
MANAGING PaRTNER
Larry and Heather Goff (center) with Ruth Ahnen, representative (right).
Employee benefits
Ruth Ahnen - Larry and Heather's Modern Woodmen representative.

Larry and Heather's story

Employee Benefits Member Profile

Our small automotive repair shop is a second-generation family-owned business since 1969. As a small business, we struggle with matching the benefits of larger businesses.

Read the full story

Ruth Ahnen
Financial Representative
"In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans."
Gwen Todd with Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.
Retirement distribution
Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.

Gwen's story

​Retirement distribution member profile

My top financial concern right now is affording the things in life I like to do (trips and doing fun things with my grandchildren). I want to make sure I don't outlive my money.

Read the full story

Dale Pearson
"My members work hard to save. I help make sure those savings are safe and available when needed. I want them to be able to maintain the kind of lifestyle they want. When it came time for Gwen to start taking retirement distributions, we talked about the options available – from immediate annuities to securities products. She liked the guaranteed, steady income an immediate annuity could provide. We also made sure she had other investments for emergencies."
Modern Woodmen members, Wes Avent and Randy Acosta with Landon Landry (center), Modern Woodmen Representative.
Business planning
Landon Landry - Wes and Randy's Representative.

Wes and Randy's story

Business planning member profile

In a partnership, you need to be ready for the “what ifs.” We just want to make sure we have things planned out in case something happens

Read the full story

Landon Landry
"Your business is an important part of your life. You need to take the same care in planning for potential situations for your business that you would take for your family. If you don’t, those potential situations could affect both your business and your family."

Let's plan together for ...

Select a financial goal from the drop-down menu to find helpful tips and articles.