All Products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products. This includes life insurance plans that offer permanent solutions for permanent needs ... without permanent premiums.

Life insurance products

Parents sitting on the bench and holding their smiling twin babies up in the air.

Offerings

Whole life insurance
Universal life insurance
Term life insurance

Learn more about life insurance products

Annuity products

Parents with their young kids including a small boy and a girl eating dinner at the dinner table.

Offerings

Fixed annuities
Immediate annuities
Variable annuities¹

Learn more about annuity products

Investment products¹

A young girl employee smiling and looking at the camera.

Offerings

Mutual funds
Brokerage services
Retirement plans
College savings plans

Learn more about investment products

Insurance products²

Young girl hugging her mom and both of them are smiling and looking at the camera.

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

Dental and vision insurance
Disability income insurance
Group employee benefits
Group voluntary benefits
Impaired risk life insurance
International life and health insurance
Long-term care insurance
Health insurance
Medicare supplement insurance
Medicare Advantage and prescription drug plans

Disclosures

¹Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.

Individual agents may not be licensed to sell all products.
²Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

Members with stories like yours

Gwen Todd with Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.

Retirement distribution

Dave Bergland, Modern Woodmen representative, Ottawa, Kansas.

Gwen's story

Retirement distribution member profile

My top financial concern right now is affording the things in life I like to do (trips and doing fun things with my grandchildren). I want to make sure I don't outlive my money.

Read the full story

Dale Pearson

"My members work hard to save. I help make sure those savings are safe and available when needed. I want them to be able to maintain the kind of lifestyle they want. When it came time for Gwen to start taking retirement distributions, we talked about the options available – from immediate annuities to securities products. She liked the guaranteed, steady income an immediate annuity could provide. We also made sure she had other investments for emergencies."

Estate planning

Frank and Hazel’s story

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

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Cheryl Tidwell

FINANCIAL REPRESENTATIVE

"When it comes to estate planning, everyone’s situation is different. Some people have circumstances where they need a living trust. Some people just need beneficiaries updated. Do the work, get your plan completed and then go live your life. You’ll feel good knowing you have secured your family’s future."

Maynard Gall, Naponee, Nebraska with Kirk Peterson, Modern Woodmen representative

Estate planning

Kirk Peterson, Modern Woodmen representative

Maynard’s story

Estate planning member story

Farmer solves estate planning concerns with help from his Modern Woodmen representative.

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Kirk Peterson

Financial Representative

"Fair doesn’t always mean equal."

Larry and Heather Goff (center) with Ruth Ahnen, representative (right).

Employee benefits

Ruth Ahnen - Larry and Heather's Modern Woodmen representative.

Larry and Heather's story

Employee Benefits Member Profile

Our small automotive repair shop is a second-generation family-owned business since 1969. As a small business, we struggle with matching the benefits of larger businesses.

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Ruth Ahnen

Financial Representative

"In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans."