About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Our Story
Careers
Member stories

Hear from Modern Woodmen members

From financial planning to member programs to community involvement, we help members and their families through life.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
What do you need help with?
Stories of strength from our history
An old black-and-white photo from Modern Woodmen's Tuberculosis Sanatorium.

Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
What We Offer
Don't know where to start?
A computer screen with Modern Woodmen's life insurance calculator displayed.

Try our life insurance calculator

Each family is unique, with different needs and goals for the future. Taking a few minutes to answer some quick questions will give you an estimate of how much insurance is right for you.

Resource Hub

Visit our Resource Hub to learn more about life insurance and potential solutions to protect you and your loved ones. It’s a great place to find the answers to your questions and some hints from professionals.

Visit Resource Hub
Areas of Focus
Our guide to applying for life insurance

What to expect from the life insurance application process

From commonly used terms to hints for the medical exam and more, our handy guide helps you understand the application process.

 

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Our Fraternal Difference
Member Services
Member Website
A father holding his daughter in the air with her arms out.

Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

All products

All products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products. This includes life insurance plans that offer permanent solutions for permanent needs ... without permanent premiums.

 

Life insurance products

Parents sitting on the bench and holding their smiling twin babies up in the air.

Offerings

  • Whole life insurance
  • Universal life insurance
  • Term life insurance

Learn more about life insurance products

Annuity products

Parents with their young kids including a small boy and a girl eating dinner at the dinner table.

Offerings

  • Fixed annuities
  • Immediate annuities
  • Variable annuities1

Learn more about annuity products

Investment products1

A young girl employee smiling and looking at the camera.

Offerings

  • Mutual funds
  • Brokerage services
  • Retirement plans
  • College savings plans

Learn more about investment products

Insurance products2

Young girl hugging her mom and both of them are smiling and looking at the camera.

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

  • Individual health insurance
  • Group/employer benefits
  • Impaired-risk life insurance
  • Medicare products
  • Long-term care insurance
  • Disability insurance
  • Dental, vision and more

Disclosures

  • 1Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA (opens in new tab), SIPC (opens in new tab).

    Individual agents may not be licensed to sell all products.

  • 2Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

Members with stories like yours

Protection

Melissa's story

Larger than life

Approaching the second anniversary of her son’s death, Melissa Sargent shares her thoughts on life after unimaginable loss.

Read the full story

Protection

Adding Up To Subtract Worry

With each child the Vitaglianos add to their family, worries for their children’s welfare without one or both parents multiply. The couple eases worry with life insurance and Modern Woodmen's member programs.

Read the full story

Wayne Averett
Financial Representative
Protection
Modern Woodmen financial representative Lily Ritch

A Day to Remember

A Day to Remember

Alesia and Branson were married 13 ½ years before a tragic accident cut Branson’s life short. Here, Alesia reflects on how Modern Woodmen supported her after his passing.

Read the full story

Lily Ritch
Financial Representative
"“It’s a tragedy their husband and father isn’t here. But it would be so much harder if they also had to worry about debt.”"
Protection

Roberta’s story

Marley and me

Roberta became Marley’s guardian after her daughter’s accident left Marley an orphan at 4 years old. Today, they’re looking towards a bright future thanks to Modern Woodmen’s Orphan Support Benefit.

Read the full story

Andrew Bartling
Financial Representative
Protection

Victoria and Veneece's story

Just the two of us

In just four years, Victoria went from wife to widow and hopeful immigrant to stranger in a strange land. Here Victoria and her daughter, Veneece, share their inspiring tale of survival, strength and life after death.

Read the full story

A young family, smiling and sitting together on the couch.
Protection
The Frazier family's Modern Woodmen financial representative, Tim Smith.

Cole's story

Living a Legacy

Cole is ready to take on his father’s legacy, including the business his dad started in 1997. Here the Texas member shares what it’s like carrying on the family tradition and how he protects it all with life insurance.

Read the full story

Tim Smith
Regional Director

Members with stories like yours

Protection

Melissa's story

Larger than life

Approaching the second anniversary of her son’s death, Melissa Sargent shares her thoughts on life after unimaginable loss.

Read the full story

Protection

Adding Up To Subtract Worry

With each child the Vitaglianos add to their family, worries for their children’s welfare without one or both parents multiply. The couple eases worry with life insurance and Modern Woodmen's member programs.

Read the full story

Wayne Averett
Financial Representative
Protection
Modern Woodmen financial representative Lily Ritch

A Day to Remember

A Day to Remember

Alesia and Branson were married 13 ½ years before a tragic accident cut Branson’s life short. Here, Alesia reflects on how Modern Woodmen supported her after his passing.

Read the full story

Lily Ritch
Financial Representative
"“It’s a tragedy their husband and father isn’t here. But it would be so much harder if they also had to worry about debt.”"
Protection

Roberta’s story

Marley and me

Roberta became Marley’s guardian after her daughter’s accident left Marley an orphan at 4 years old. Today, they’re looking towards a bright future thanks to Modern Woodmen’s Orphan Support Benefit.

Read the full story

Andrew Bartling
Financial Representative
Protection

Victoria and Veneece's story

Just the two of us

In just four years, Victoria went from wife to widow and hopeful immigrant to stranger in a strange land. Here Victoria and her daughter, Veneece, share their inspiring tale of survival, strength and life after death.

Read the full story

A young family, smiling and sitting together on the couch.
Protection
The Frazier family's Modern Woodmen financial representative, Tim Smith.

Cole's story

Living a Legacy

Cole is ready to take on his father’s legacy, including the business his dad started in 1997. Here the Texas member shares what it’s like carrying on the family tradition and how he protects it all with life insurance.

Read the full story

Tim Smith
Regional Director

Let's plan together for ...

Select a financial goal from the drop-down menu to find helpful tips and articles.