All products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products. This includes life insurance plans that offer permanent solutions for permanent needs ... without permanent premiums.

Life insurance products

Parents sitting on the bench and holding their smiling twin babies up in the air.

Offerings

Whole life insurance
Universal life insurance
Term life insurance

Learn more about life insurance products

Annuity products

Parents with their young kids including a small boy and a girl eating dinner at the dinner table.

Offerings

Fixed annuities
Immediate annuities
Variable annuities¹

Learn more about annuity products

Investment products¹

A young girl employee smiling and looking at the camera.

Offerings

Mutual funds
Brokerage services
Retirement plans
College savings plans

Learn more about investment products

Insurance products²

Young girl hugging her mom and both of them are smiling and looking at the camera.

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

Dental and vision insurance
Disability income insurance
Group employee benefits
Group voluntary benefits
Impaired risk life insurance
International life and health insurance
Long-term care insurance
Health insurance
Medicare supplement insurance
Medicare Advantage and prescription drug plans

Disclosures

¹Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA (opens in new tab), SIPC (opens in new tab).

Individual agents may not be licensed to sell all products.
²Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

Members with stories like yours

Protection

A Day to Remember

A Day to Remember

A North Carolina member leaves behind fond memories and financial protection after his death.

Read the full story

Lily Ritch

Financial Representative

"“It’s a tragedy their husband and father isn’t here. But it would be so much harder if they also had to worry about debt.”"

Savings

Saving as a College Student

College is an ideal time to start tackling your financial responsibilities. Learn more on how to save in college.

Read the full story

EMMALEE TAYLOR

North arkansaS ColLeGE, Harrison, Ark.

"You have to be disciplined with your money. Don't spend money on things you don't need. If possible, save what you can to put money away for future needs, like grad school."

Modern Woodmen members, Rosie and Ricke Eagle with their representative Dave Bergland (left).

Estate planning

Rosie and Ricke's story

Estate planning member profile

My folks did not prepare well. Their wish was for their farms to be sold and the proceeds divided among their three kids. They had wills, but nothing specific. It was a nightmare for my siblings and me. It did not end well. I swore to myself I would never do that to our children.

Read the full story

Dave Bergland

Financial Representative

"An estate plan helps ensure what you want done gets done. Proper planning makes it easier for your financial representative to carry out your wishes and helps avoid potential arguments among those you leave behind. My best advice is to not procrastinate. And when working with an attorney, be sure to work with someone who specializes in estate planning. It can make a big difference."