About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Our Story
Careers
Careers
Financial representative having discussion with a young couple

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
What do you need help with?
At Modern Woodmen, we proudly serve members for life, said W. Kenny Massey, president and CEO of Modern Woodmen.

Modern Woodmen of America shares 2016 results

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
What We Offer
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
Family Picture

Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

All Products

Modern Woodmen can help you meet a wide range of financial needs with the help of a wide range of financial products.

Life insurance products

Parents sitting on the bench and holding their smiling twin babies up in the air.

Offerings

  • Whole life insurance
  • Universal life insurance
  • Term life insurance

Learn more about life insurance products

Annuity products

Parents with their young kids including a small boy and a girl eating dinner at the dinner table.

Offerings

  • Fixed annuities
  • Immediate annuities
  • Variable annuities1

Learn more about annuity products

Investment products1

A young girl employee smiling and looking at the camera.

Offerings

  • Mutual funds
  • Retirement plans – Traditional IRA, Roth IRA, SEP-IRA, SIMPLE IRA, 401(k), 403(b) TSA
  • College savings plans – 529 college savings plans, Coverdell education savings accounts, UGMA/UTMA accounts
  • Brokerage services

Learn more about investment products

Insurance products2

Young girl hugging her mom and both of them are smiling and looking at the camera.

Modern Woodmen maintains relationships with other companies to help you locate additional products and services.

Offerings

  • Dental and vision insurance
  • Disability income insurance
  • Group employee benefits
  • Group voluntary benefits
  • Impaired risk life insurance
  • International life and health insurance
  • Long-term care insurance
  • Health insurance
  • Medicare supplement insurance
  • Medicare Advantage and prescription drug plans

Banking products3

Modern Woodmen Bank building in Rock Island, IL showing the main entrance.

Offerings

  • Checking accounts
  • Savings accounts
  • Certificates of deposit
  • First mortgage home loans (new purchases and refinancing included)
  • Home equity loans
  • Visa® credit cards and gift cards

Visit ModernWoodmenBank.com to learn more

Disclosures

  • 1Securities offered through MWA Financial Services Inc., a wholly owned subsidiary of Modern Woodmen of America. Member: FINRA, SIPC.

    Individual agents may not be licensed to sell all products.

  • 2Not issued by Modern Woodmen of America. Brokered insurance products available through MWAGIA Inc., a Modern Woodmen subsidiary. Product availability varies by state.

  • 3Modern Woodmen Bank is a marketing name for MWABank, a wholly owned subsidiary of Modern Woodmen of America. Annuities, insurance, retirement plans, mutual funds and other securities are not insured by the FDIC or any other federal government agency, are not obligations or deposits for MWABank, and are not guaranteed by MWABank. These products involve risk, including the possible loss of principal invested. MWABank is an Equal Housing Lender.

Members with stories like yours

Modern Woodmen members, Rosie and Ricke Eagle with their representative Dave Bergland (left).
Estate planning
Dave Bergland - Rosie's Representative

Rosie and Ricke's story

Estate planning member profile

My folks did not prepare well. Their wish was for their farms to be sold and the proceeds divided among their three kids. They had wills, but nothing specific. It was a nightmare for my siblings and me. It did not end well. I swore to myself I would never do that to our children.

Read the full story

Dave Bergland
Financial Representative
"An estate plan helps ensure what you want done gets done. Proper planning makes it easier for your financial representative to carry out your wishes and helps avoid potential arguments among those you leave behind. My best advice is to not procrastinate. And when working with an attorney, be sure to work with someone who specializes in estate planning. It can make a big difference."
Frank and Hazel Champagne
Estate planning

Frank and Hazel’s story

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Read the full story

Cheryl Tidwell
FINANCIAL REPRESENTATIVE
"When it comes to estate planning, everyone’s situation is different. Some people have circumstances where they need a living trust. Some people just need beneficiaries updated. Do the work, get your plan completed and then go live your life. You’ll feel good knowing you have secured your family’s future."
W. Kenny Massey, president and CEO of Modern Woodmen of America.
Protection

Kenny's story

Meet Modern Woodmen’s president and CEO

W. Kenny Massey, president and CEO of Modern Woodmen of America, lost his father at an early age. Because of his experience with life insurance, he believes the promises Modern Woodmen makes to its members are very important.

Read the full story

​W. Kenny Massey
President and CEO
"It's my job to ensure the promises we make to all of our members and their families are kept."
Modern Woodmen members, Wes Avent and Randy Acosta with Landon Landry (center), Modern Woodmen Representative.
Business planning
Landon Landry - Wes and Randy's Representative.

Wes and Randy's story

Business planning member profile

In a partnership, you need to be ready for the “what ifs.” We just want to make sure we have things planned out in case something happens

Read the full story

Landon Landry
"Your business is an important part of your life. You need to take the same care in planning for potential situations for your business that you would take for your family. If you don’t, those potential situations could affect both your business and your family."
Protection
Danielle Roberts

Christy’s story

In a flash

Modern Woodmen member realizes the importance of life insurance after a major car accident.

Read the full story

Dannielle Roberts
FINANCIAL REPRESENTATIVE
Larry and Heather Goff (center) with Ruth Ahnen, representative (right).
Employee benefits
Ruth Ahnen - Larry and Heather's Modern Woodmen representative.

Larry and Heather's story

Employee Benefits Member Profile

Our small automotive repair shop is a second-generation family-owned business since 1969. As a small business, we struggle with matching the benefits of larger businesses.

Read the full story

Ruth Ahnen
Financial Representative
"In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans."

Let's plan together for ...

Select a financial goal from the drop-down menu to find helpful tips and articles.