About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

Financial Strength

Protecting the funds Modern Woodmen members place with us is not only our promise, but our obligation – one we’ve met since 1883. Together, we maintain Modern Woodmen’s financial stability.

Protecting members’ funds – 5 facts to know 

1. Modern Woodmen’s increasing asset base is a strength

Modern Woodmen has experienced steady growth in assets. In 2015, assets increased by 4.4 percent to $14.8 billion. All of the funds members place with Modern Woodmen are backed by our $14.8 billion in assets.

Growth Assets

2. Our investment philosophy safeguards members’ principal

Modern Woodmen manages its assets so that changes in the financial markets – recessions, depressions or periods of inflation – have minimal effect. Modern Woodmen is also careful not to follow investment fads. To build our investment portfolio, our financial management team follows these principles:

  • High-quality investments.
  • Diversified investments.
  • Competitive rates of return.

Quality Investments

3. Our industry rating from an independent analyst is high

Modern Woodmen maintains an "A+" (Superior) rating by A.M. Best. “A+” ranks second highest of 15 ratings.

4. Surplus and reserves provide additional protection to members

  • Modern Woodmen’s total surplus was $1.6 billion at the end of 2015. Surplus provides additional safety for members and ensures Modern Woodmen’s ability to meet unforeseen contingencies and provide funds for future growth. 
  • Modern Woodmen’s total life insurance, annuity and other certificate reserves increased by 4.3 percent in 2015 to more than $11 billion. These reserves are funds held to guarantee future benefits to members.   
  • Modern Woodmen has maintained a solvency ratio of between 111 and 112 percent. This means that for every $100 of liabilities – promises made to members – Modern Woodmen has more than $111 of assets to back up those promises.

5. Modern Woodmen adheres to state insurance department regulations to protect consumers

Modern Woodmen and other life insurance and annuity providers are highly regulated by state insurance departments. Regulations, such as the amount of reserves to set aside and the risk level of investments, provide additional protection to members.

Annual report

View Modern Woodmen’s full 2015 annual report.