For some families, life insurance is an uncomfortable topic. Yet they know how important it is for financial well-being.
Grief is difficult enough without financial strain. Likewise, money is one of the top stressors for Americans own its own (American Psychological Association 2018 Stress in America™ Survey).
Simply put, life insurance can ease financial stress when your family needs it most. It can’t change the pain of losing a loved one, but it can be life-changing for those who survive.
Valentine’s Day is about showing love to the people close to you. Show your love in a new, meaningful way by purchasing life insurance protection. It can help protect your loved ones not only through your life, but also through theirs.
Breaking down misconceptions
Getting life insurance protection is often easier and more affordable than you think.
Myth: It’s too expensive.
Truth: Not really. Many people can be insured for the price of a daily cup of coffee.
Myth: I’m too young.
Truth: No one’s too young for life insurance. In fact, the younger and healthier you are, the easier it is to lock in coverage at a great rate – and stay covered. It’s called insurability.
Myth: I can always get it later.
Truth: Famous last words, and too often untrue. Age and health can make it tough to get the coverage you want. You may develop a condition that makes you uninsurable – or worse, you may fall victim to a tragic accident.
Myth: I don’t need life insurance.
Truth: Life insurance has many, many uses – uses that could benefit most people. It can cover bills, pay for funeral costs, replace income in a household, serve as an inheritance for a loved one, fund education goals for a child, provide an important and sizable donation to a charitable organization, and so much more.
Insure Your Love is a nationwide campaign in February created by Life Happens. Life Happens is an organization dedicated to educating consumers on financial products and topics.
Find your local Modern Woodmen representative at reps.modernwoodmen.org – and check out the content below for planning tools, personal stories and more information about the value of life insurance.
Modern Woodmen member stories:
Your financial representative
Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.
Find a rep near you
Need help finding a representative?
If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.Contact the home office