For some families, life insurance is an uncomfortable topic. Yet they know how important it is for financial well-being.
Grief is difficult enough without financial strain. Likewise, money is one of the top stressors for Americans own its own (American Psychological Association 2018 Stress in America™ Survey).
Simply put, life insurance can ease financial stress when your family needs it most. It can’t change the pain of losing a loved one, but it can be life-changing for those who survive.
Valentine’s Day is about showing love to the people close to you. Show your love in a new, meaningful way by purchasing life insurance protection. It can help protect your loved ones not only through your life, but also through theirs.
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Breaking down misconceptions
Getting life insurance protection is often easier and more affordable than you think.
Myth: It’s too expensive.
Truth: Not really. Many people can be insured for the price of a daily cup of coffee.
Myth: I’m too young.
Truth: No one’s too young for life insurance. In fact, the younger and healthier you are, the easier it is to lock in coverage at a great rate – and stay covered. It’s called insurability.
Myth: I can always get it later.
Truth: Famous last words, and too often untrue. Age and health can make it tough to get the coverage you want. You may develop a condition that makes you uninsurable – or worse, you may fall victim to a tragic accident.
Myth: I don’t need life insurance.
Truth: Life insurance has many, many uses – uses that could benefit most people. It can cover bills, pay for funeral costs, replace income in a household, serve as an inheritance for a loved one, fund education goals for a child, provide an important and sizable donation to a charitable organization, and so much more.
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Insure Your Love is a nationwide campaign in February created by Life Happens. Life Happens is an organization dedicated to educating consumers on financial products and topics.
Find your local Modern Woodmen representative at reps.modernwoodmen.org – and check out the content below for planning tools, personal stories and more information about the value of life insurance.
Modern Woodmen member stories:
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