About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our 138-year history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

Saving as a College Student

Tips to stay within your means.

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Saving as a College Student

Leaving the comfort zone of a parent’s house and entering college life can be a big transition. There’s a new sense of freedom. But with that sense of freedom comes responsibilities — including financial responsibilities.

Being in college doesn’t mean you have to be broke. Get a head start on your savings with these tips. 

  • Create a budget that lists all sources of income as well as all of your spending (food, entertainment, etc.). Be sure to add in how much you want to save every month. Need a little budgeting help? Talk to your local Modern Woodmen representative.
  • Buy or rent used schoolbooks on websites like Amazon.com or from your local bookstore. Be sure to sell them back after the semester.
  • Spend money only on what you need, not necessarily what you want.
  • Save money by hosting a game night or watching a movie instead of going out.
  • Unsubscribe to monthly music or streaming television services you don’t use or really need.
  • Cook at home or go to your school’s cafeteria instead of eating out.
  • Pay in cash when you can instead of using credit cards. (If using a credit card, pay the balance off in full each month.)
  • Take advantage of student discounts. Some movie theaters, restaurants, etc., will offer discounts with a valid student ID.
  • Save on back-to-school supplies by stocking up once items go on sale. If you wait a couple of months, you’ll see lower prices as retailers want to get rid of those items. Load up on basics and one-size-fits-all items, like pencils, paper and backpacks.

Member Tip

Taylor Emmalee
North arkansaS ColLeGE, Harrison, Ark.

"You have to be disciplined with your money. Don't spend money on things you don't need. If possible, save what you can to put money away for future needs, like grad school."

Additional products and services

Talk to a representative to see what's best for you.

529 plans

529 plans

Saving for college is a priority for many families today, and a 529 plan gives you the ability to save for higher education expenses while receiving tax benefits not found in other investment options.

529 plans

Do-Good Grant®

Members can apply to receive a $100 prepaid VISA® card to purchase supplies for a hands-on service project in their community, plus an in-depth project guide, T-shirts and more to help them organize a successful event. Modern Woodmen will give away up to 500 grants per year on a first-come, first-served basis.

See this benefit in action with these real-life project ideas.

Visit our member website to apply.