About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
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Modern Woodmen of America, Rock Island, IL

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Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our 138-year history
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Persevering Through Uncertain Times

What we do tomorrow is the product of what we accomplish now.

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

Newborn Benefit

Peace of mind for parents of infants in poor health.

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One less worry

Giving birth to an infant in poor health is one of the scariest things a new parent may face. Modern Woodmen's Newborn Benefit can’t take the scary away, but it can lessen some financial anxiety.

Modern Woodmen members who have infants born in poor health can apply for $5,000 of permanent life insurance for their child.* The coverage is issued at standard rates – regardless of health – and becomes effective no later than the newborn’s 181st day of life.

In case of tragedy before the newborn’s 181st day of life, the benefit provides $5,000 to help with medical or funeral costs.**

Additional coverage options

The Newborn Benefit helps ensure members can obtain permanent life insurance coverage for their newborns … regardless of their current health. It also ensures they can obtain additional coverage later … regardless of their future health.

If the family keeps the child’s life insurance in force, they can purchase additional coverage at stated ages – again at standard rates and regardless of health.

  • $5,000 of additional coverage at age 16.
  • $10,000 of additional coverage at age 21.

Do I qualify?

  • At least one legal parent must be a member, covered by Modern Woodmen life insurance for six months prior to the child’s birth.
  • For the guaranteed life insurance benefit: The newborn must be between 5 and 180 days old at application.
  • For the death benefit: The newborn must live for 5 full days but less than 180 days.

How to apply

For more information or to apply for the Newborn Benefit, contact your Modern Woodmen representative. (You can find his or her contact information using the Find a Rep feature of this site.) Or call Modern Woodmen’s headquarters at 309-558-3077 or 800-447-9811.

*No additional benefits.

**The payment will be provided to the parent(s) who is (are) a beneficial member(s) of Modern Woodmen at the time of the child’s death.


Subject to change, fraternal member programs are not part of the contract and may have specific eligibility requirements. Some programs are not available to all members. Log in to your online member account for complete details.

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Cameron Cameron
Phone: 000-000-0000
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