About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our 138-year history
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Persevering Through Uncertain Times

What we do tomorrow is the product of what we accomplish now.

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

Terminal Illness Interest Relief

Access life insurance proceeds in advance, without the interest.

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Financial help for the terminally ill

Qualifying members diagnosed with a terminal illness can receive a portion of their life insurance proceeds in advance. This money can be used to help with medical costs and alleviate other immediate financial worries.

The advance is treated as a lien against the contract and requires the member to pay interest. However, as a fraternal program, Modern Woodmen will pay up to $5,000 of the accrued interest on the member’s cumulative terminal illness lien.

Do I qualify?

This benefit is available to Modern Woodmen members who elect to use the accelerated benefits rider or terminal illness accelerated benefit rider attached to their Modern Woodmen life insurance certificate.

How to apply

No separate application is needed. Modern Woodmen will automatically apply the Terminal Illness Interest Relief program to a member’s lien one year after the advance is paid or upon death if within 12 months.

Contact your Modern Woodmen representative to learn more about the terminal illness accelerated benefit rider or call our Service Center at 800-447-9811 to learn more about the interest relief benefit.

Note: Accelerated benefits are not available in all states or situations. Ask your representative if your certificate contains this rider and for complete details. Talk to your tax advisor before accelerating any benefits.


Subject to change, fraternal member programs are not part of the contract and may have specific eligibility requirements. Some programs are not available to all members. Log in to your online member account for complete details.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


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If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

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Cameron Cameron
Phone: 000-000-0000
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