You can add a guaranteed purchase option rider at additional cost to many Modern Woodmen permanent life insurance plans.
Having this rider can be beneficial if you suffer from an illness or disability or become uninsurable after you purchase your original coverage. It may provide your only option for purchasing more life insurance down the road.
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Additional products and services
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Whole life insurance
Whole life insurance helps protect your loved ones, providing tax-free money when you die, not just if you die during a specified time period. You can get peace of mind, knowing that your family is protected, and you can take advantage of cash value and other living benefits to help you plan ahead – no matter what life brings.
Birthday Book Club
This benefit provides free books for children when all of the members in their household are also Modern Woodmen members. During their birthday month each year, qualifying children ages 1 to 16 will receive a free, age-appropriate book.