You can add a guaranteed purchase option rider at additional cost to many Modern Woodmen permanent life insurance plans.
Having this rider can be beneficial if you suffer from an illness or disability or become uninsurable after you purchase your original coverage. It may provide your only option for purchasing more life insurance down the road.
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Additional products and services
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Permanent life insurance
Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.Learn more
100 Percent Modern Woodmen Family Benefit
This benefit provides free books for children in 100 percent member families. Each year during their birthday month, qualifying children ages 1 to 16 will receive a free, age-appropriate book.