You can add a guaranteed purchase option rider at additional cost to many Modern Woodmen permanent life insurance plans.
Having this rider can be beneficial if you suffer from an illness or disability or become uninsurable after you purchase your original coverage. It may provide your only option for purchasing more life insurance down the road.
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Additional products and services
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Permanent life insurance
Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.Learn more
Birthday Book Club
This benefit provides free books for children when all of the members in their household are also Modern Woodmen members. During their birthday month each year, qualifying children ages 1 to 16 will receive a free, age-appropriate book.