Life insurance provides money when you need it most. It’s important to protect your loved ones in the event of your premature death. Consider just a few of the expenses your family may face if you die:
- Monthly housing costs.
- Ongoing debts (car loans, credit cards).
- Final expenses (funeral costs, doctors’ and hospital bills).
Have you ever considered how much you will earn over the course of your lifetime? Your loved ones would face these expenses without the additional support of your paycheck.
A combination plan can help
Modern Woodmen’s combination plans offer a cost-effective way to protect your family. A combination plan gives you the benefits of permanent life insurance and term life insurance all in one plan. With a wide range of flexibility, this type of plan can be customized to your unique needs.
- A permanent plan – Regardless of when your death may occur, your family will face certain expenses. Whole life insurance, a type of permanent life insurance, can cover these needs.
- Combined with a term rider – It's also important to protect the earnings you would contribute to your family over your lifetime. These can be protected by adding a term life insurance rider to your whole life plan.
Protect against life’s uncertainties. Contact a Modern Woodmen representative today to learn more about how combination plans can help you when you need it most.
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Additional products and services
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Term life insurance
Term life insurance provides low-cost protection and peace of mind for a certain period of time. While permanent protection is an important part of an overall life insurance plan, term insurance can protect you by helping to cover temporary needs, such as helping to pay off your mortgage or other debt. This can be an affordable way to help make sure your dreams and goals are protected.Learn more
Fraternal Aid Fund
Members who experience financial hardship due to disasters such as fires, floods, storms or serious health problems may apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.