About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​​Protect Against Life’s Uncertainties

A combination life insurance plan can help.

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Life insurance provides money when you need it most. It’s important to protect your loved ones in the event of your premature death. Consider just a few of the expenses your family may face if you die:

  • Monthly housing costs.
  • Ongoing debts (car loans, credit cards).
  • Final expenses (funeral costs, doctors’ and hospital bills).

Have you ever considered how much you will earn over the course of your lifetime? Your loved ones would face these expenses without the additional support of your paycheck.

A combination plan can help

Modern Woodmen’s combination plans offer a cost-effective way to protect your family. A combination plan gives you the benefits of permanent life insurance and term life insurance all in one plan. With a wide range of flexibility, this type of plan can be customized to your unique needs.

  • A permanent plan – Regardless of when your death may occur, your family will face certain expenses. Whole life insurance, a type of permanent life insurance, can cover these needs.
  • Combined with a term rider – It's also important to protect the earnings you would contribute to your family over your lifetime. These can be protected by adding a term life insurance rider to your whole life plan.

Protect against life’s uncertainties. Contact a Modern Woodmen representative today to learn more about how combination plans can help you when you need it most.


Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

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If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

Term life insurance

Term life insurance

Term life insurance provides low-cost protection and peace of mind for a certain period of time. While permanent protection is an important part of an overall life insurance plan, term insurance can protect you by helping to cover temporary needs, such as helping to pay off your mortgage or other debt. This can be an affordable way to help make sure your dreams and goals are protected.

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Fraternal Aid Fund

Members who experience financial hardship due to disasters such as fires, floods, storms or serious health problems may apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.


Single adults
50 and older