When Joseph Hamilton, a Modern Woodmen member from Fair Play, South Carolina, became a police officer, he understood the risks of his job. But it hit all too close to home when he read a statistic that most police officer deaths happen between ages 35 and 40 – a range Joseph had reached.
“I had some coverage, but I wanted to protect all that could happen,” says Joseph. “It’d be one less thing for my family to deal with if something happened to me.”
That’s when Joseph decided to get more life insurance through Modern Woodmen. He advises others to always err on the side of caution.
"It’s far better to have life insurance and not need it, than it is to need it and not have it,” he says. “Life is unpredictable. If you plan now, you can help control the situation later. Having insurance protects those closest to you.”
It’s far better to have life insurance and not need it, than it is to need it and not have it.
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Permanent life insurance
Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.Learn more
Fraternal Aid Fund
Members who experience financial hardship due to disasters such as fires, floods, storms or serious health problems may apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.