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Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

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We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

A Family Tradition

 Modern Woodmen member passes on belief in life insurance to daughter.

Brian with his wife Jennifer and their daughter Stella

Brian and Jennifer’s story

Growing up, Brian’s family was always protected with life insurance.

“That’s just what you did,” says Brian, a Modern Woodmen member from Gadsden, Alabama. “You made sure your family was taken care of.”

Grown up

When Brian and his wife, Jennifer, had their daughter, Stella, Brian wanted to give his own family the peace of mind he had growing up.

“We had relocated back home from Atlanta and were settling down,” he says. “We bought a house, and we had a kid. We wanted to make sure we were protected.”

Jennifer wasn’t raised with Brian’s same appreciation for life insurance. As a new parent, however, she quickly recognized the value.

“We kind of flew by the seat of our pants,” Jennifer says of her childhood. “Life insurance seemed very complicated and a little scary to me at first. But if something happened to Brian or me, we wanted to make sure the other could pay for the house and have some money to recover. It just made sense.”

My parents bought life insurance for me when I was about 1 day old. It’s something I wanted to provide for my daughter too.

Permanent protection

Brian shopped around but didn’t like what other life insurance organizations had to offer. Then he talked with a high school classmate, Morgan Lavender, a Modern Woodmen financial representative from Hokes Bluff. She helped customize a plan to meet the Boozers’ needs and budget.

“A big thing was we didn’t want to pay for the coverage forever,” Jennifer says. “We wanted to be done paying for it by the time Brian retires.”

“And we wanted permanent coverage,” Brian adds.

Brian, Jennifer and Stella each have whole life insurance. With permanent protection, they’ll avoid the rising costs of (or potentially becoming ineligible for) term life insurance later in life.

“My parents bought life insurance for me when I was about 1 day old,” Brian says. “I always thought that was wise of them, and it’s something I wanted to provide for my daughter too.” 

BRIAN AND JENNIFER’S REPRESENTATIVE

Morgan Lavender
Morgan Lavender
FINANCIAL REPRESENTATIVE

Additional products and services

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Permanent life insurance
Product

Permanent life insurance

Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.

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Benefit

100 Percent Modern Woodmen Family Benefit

This benefit provides free books for children in 100 percent member families. Each year during their birthday month, qualifying children ages 1 to 16 will receive a free, age-appropriate book.

 

Children and adolescents