About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Save on Utilities

Tips to keep your monthly bills from blowing up.

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Article Hero Image

Utilities are often nonnegotiable in your budget. You have to have them. That doesn’t mean your bills need to skyrocket. There are savings solutions available for you to help cut down on your expenses.

  1. Entertainment
    • Cut the cord on cable television. Many shows are available through streaming services for a small subscription fee.
    • Turn down the brightness on your big-screen TV, which is usually set very bright for showroom display. ­
  2. Heating and cooling
    • Close doors to rooms you don’t use during the day to save money on heating and cooling. Check around doors and windows for drafts and seal them.
    • Use bathroom and kitchen vents sparingly during the summer or winter. They blow cooled or heated air outside.
    • Turn your air conditioner up or your heater down by just a few degrees to reduce your energy bill. A programmable thermostat can automatically adjust the temperature to save energy when you go to bed or leave the house.
    • Reset your water heater to 130 degrees Fahrenheit – hot enough to clean dishes, wash clothes and take a warm shower. The default setting is typically 140 to 160 degrees.
  3. Around the house
    • Turn off unused appliances and electronics that drain power. Unplug cell phones and other gadgets that are fully charged.
    • Replace older household appliances with energy-efficient models. Also, consider switching to gas appliances that typically cost less to run than electric.
    • Replace light bulbs with low-energy compact fluorescents or LED bulbs.
    • Use a microwave for heating small portions of food. It uses 80 percent less energy than a stovetop.
    • Run your washing machine and dishwasher only when you have a full load.
    • Take showers instead of baths, and limit length. Low-flow showerheads and water faucets can reduce water bills.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

MaxProvider® flexible premium deferred annuity

MaxProvider® flexible premium deferred annuity

Modern Woodmen of America’s MaxProvider® is a safe way to accumulate retirement savings that can last your lifetime. This flexible premium deferred annuity helps reduce retirement planning uncertainty by eliminating the risk of market volatility and making sure your money is there when you need it – whenever that may be.

Discount Programs
Fraternal program

Discount Programs

Member families can save money on electronics, pet supplies, entertainment and much more through our discount partnership with PerkSpot.