About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

​​Money Doesn’t Grow on Trees

Tips for talking to your kids about finances.

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Article Hero Image

Do you still have that life insurance plan your parents bought for you as a child (even despite your urge to cash it in at age 18)?

At Modern Woodmen, we're often heard saying, “Life insurance is not for the people who die. It’s for the people who live.” Financial values begin at home. Your children learn from your words and actions – both good and bad. That verbal and nonverbal advice shapes their attitudes and habits. It can ultimately impact their financial futures.

Consider these simple ways to help shape your child’s financial values.

1. Show and tell

No, money does not grow on trees. One way to help children learn this concept is to show them the rewards of hard work and saving. Consider:

  • Offering an allowance in exchange for household chores.
  • Saving coins in a large piggy bank, bucket, jar, etc. Make it visible. Dedicate the collection to something fun, such as an upcoming vacation.
  • Dividing birthday money into spending, saving and sharing categories. Let your child help decide how much should go in each category. Let him/her choose where to donate the money designated for sharing – an animal shelter, an organization for kids, your church, etc.

Model good financial behavior and set aside time to talk (and listen). The dinner table and the ride home from school can be great times for family conversation. If your child asks you a money question, don’t lie or change the subject. Try to explain in a way he/she can understand. If you don’t know the answer, research it together.

2. Get some help

Take your kids with you to financial reviews. A Modern Woodmen representative would be happy to answer a few questions. He/she can be especially helpful when your child is transitioning into adulthood.

For schools, home-schoolers and youth groups

MoneyMasters by Modern Woodmen is a free financial literacy program that aims to support teachers in developing financial know-how in K-12 students. The blended learning program includes interactive modules and hands-on activities that help students connect with the material.

Contact a Modern Woodmen representative to request access to this free program.

Learn more about MoneyMasters by Modern Woodmen

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

MaxProvider® flexible premium deferred annuity

MaxProvider® flexible premium deferred annuity

Modern Woodmen of America’s MaxProvider® is a safe way to accumulate retirement savings that can last your lifetime. This flexible premium deferred annuity helps reduce retirement planning uncertainty by eliminating the risk of market volatility and making sure your money is there when you need it – whenever that may be.

Do-Good Grant®
Fraternal program

Do-Good Grant®

Members can apply to receive $200 in seed money to coordinate a small-scale volunteer project with family and friends. Modern Woodmen will award a limited number of grants per year on a first-come, first-served basis.