1. Define your goals
Where do you see yourself in five years? Ten years? Twenty years? Do you want to purchase a new home? Save for your child’s college tuition? Travel in retirement? Talk to your spouse and together write down your goals. Once you know where you want to go, you can begin to figure out how to get there.
2. Accept reality
"Death is not a what-if, it’s a when,” says Mike Wittig, a Modern Woodmen financial representative from Waupun, Wisconsin. “When you marry someone, you have a responsibility to make sure that person will be taken care of when you’re gone.”
You can honor your commitment to your spouse by having adequate life insurance protection to help cover final expenses, mortgage payments and other financial obligations.
3. Think short- and long-term
Create a plan for today (cash-flow management and savings) and a plan for tomorrow (retirement savings and estate planning).
4. Review your plan every year
An annual review with a Modern Woodmen financial representative can help ensure you’re on the right track.
Your financial representative
Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.
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If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.
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Mutual funds
Mutual funds give you the ability to invest in a diversified portfolio of stocks, bonds, cash equivalents or other investments without requiring you to invest a large amount of money.
Mutual fundsDo-Good Grant®
Members can apply to receive a $100 prepaid VISA® card to purchase supplies for a hands-on service project in their community, plus an in-depth project guide, T-shirts and more to help them organize a successful event. Modern Woodmen will give away up to 500 Do-Good Grants® per year on a first-come, first-served basis.
Visit our member website to apply.