About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Modern Woodmen of America, Rock Island, IL

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Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

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Make a payment and access account information, online forms and fraternal benefits from the member website.

​What’s the cost of waiting?

Do you have good intentions when it comes to saving money? We all do. Unfortunately, good intentions are not enough. Saving money and keeping it saved doesn’t happen by accident. It takes planning and discipline. Your savings plan should be consistent and something you are comfortable with.

If you haven't started saving for the future, what's holding you back? The longer you wait to save, the harder it will be and the more you will have to save to achieve your goals. That’s the cost of waiting.

The cost of waiting

  • Ashley and Jenna are both 25.
  • Ashley starts saving $200 per month now. Jenna waits until she’s 30 to start saving the same amount.

Assuming a 5 percent rate of return, Ashley’s savings will have grown to more than $306,000* by the time she’s 65. Jenna’s will have grown to just $228,000*. That’s a $78,000 difference. And Ashley only contributed $12,000 more to her savings.

The cost of waiting just five years is $78,000! Consider your goals for your future. Remember, regardless of where you are in life, it is never too early or too late to begin saving.

*This example is hypothetical and is for illustrative purposes only and does not reflect any savings or investment vehicle. This example also assumes a 5 percent annualized rate of return.

 

Your financial representative

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Cameron Cameron
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Additional products and services

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401(k) plans
Product

401(k) plans

A 401(k) plan is an employer-sponsored retirement plan that offers several income tax benefits for those looking to save for retirement.

401(k) plans
Benefit

Terminal Illness Interest Relief

Members who receive an advance on their death benefit through a terminal illness accelerated benefit rider will also receive relief for up to $5,000 (per member) of the first year’s lien interest.

 

Single adults
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