About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
Happy family

Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
Family  Picture

Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​Will I have Social Security?

Today's retirees will live longer and spend more time in retirement than any other generation in American history. It's difficult to predict what Social Security will look like in the future and how much retirees will receive.

The increasing number of retirees from the baby-boom generation receiving benefits has increased the demands on an already strained Social Security system.

Social Security wasn’t designed to replace all of your income in retirement. In fact, Social Security may provide only a small portion of your retirement income.

According to the Social Security Board of Trustees, if no changes are made, the system will provide only 79 percent of benefits owed when funds are exhausted in 2034. (Source: 2015 OASDI Trustees Report)

For most, a comfortable retirement will depend on personal savings and self-funded retirement plans. Did you know a variety of tax-advantaged retirement savings options are available?* We can work with you to determine the best ways to save by creating a solid retirement plan, helping you identify potential obstacles (like the future of Social Security) and determining how much you personally need to save. Contact us today.

*Tax issues can be complex. Consult your tax professional before making a decision.


Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

Headshot of Representative Cameron Smith
Cameron Cameron
Phone: 000-000-0000
Get started
Find another representative

Additional products and services

Talk to a representative to see what's best for you.

​Single premium immediate annuity

​Single premium immediate annuity

Getting ready to retire? You face many risks, including increasing health care costs, the impact of inflation and market volatility. If you are like most, you feel the future of Social Security is uncertain and your employer most likely doesn’t offer a pension. The result? The largest risk you may face is the risk you will outlive your retirement savings.

Single Premium Immediate Annuity