You’ve saved throughout your working years. It’s time to start making those funds work for you. But how?
Retirement distribution planning helps you determine how and when to best draw upon your savings so you don’t run out of money.
Step 1: Create a retirement paycheck.
A great first step could be to direct a portion of your savings into an immediate annuity. This ensures a steady retirement paycheck you won’t outlive.
Step 2: Go beyond the paycheck.
Lifetime income is not the only strategy you should consider.
Even in retirement, needs change. Health changes. The world around you changes. Consider directing a portion of your retirement savings to assets that provide inflation protection and/or offer an opportunity for a higher return.
A Modern Woodmen representative can help you develop a distribution strategy that’s right for you.
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