Does Your Spouse Know Your Passwords?

If your spouse got sick or died today, how difficult would it be for you to track down important documents? Could you pull up your spouse’s bank accounts, bills, insurance policies and tax documents?

Living in a paperless society makes things even more complicated. With digital records, there’s no paperwork to help you find accounts you may not know exist. Do you have access to the critical information saved on your spouse’s phone or computer?

If you want to get a handle on your family’s information, use these checklists to start compiling and organizing your many passwords, documents and contacts.

Passwords

Consider using a digital password manager to keep track of your confidential information.

✔  Bank and investment accounts.
✔  Bills on autopay (cellphone charges, streaming services, utilities, etc.).
✔  Cellphones, computers and tablets.
✔  Social media accounts.

Documents

Organize your important documents in a secure, central location. Store originals in an off-site safe deposit box.

✔  Appliance manuals and warranty documents.
✔  Birth certificates.
✔  Insurance policies.
✔  Marriage certificate.
✔  Passports.
✔  Power(s) of attorney.
✔  Social Security cards.
✔  Tax documents.
✔  Vehicle titles.
✔  Will.

Contacts

Compile a list of emergency/important contacts.

✔  Attorney.
✔  Child care providers.
✔  HVAC technician.
✔  Insurance providers.
✔  Financial representatives/investment advisers.
✔  Physicians.
✔  Plumber.
✔  Veterinarian.

Does your family know your final wishes?

If you don’t plan now for the steps to be taken after your death, someone else will have to do it for you.

The Final Wishes member benefit helps you fill in the gaps for your family. The planning website helps you create an emergency contact list, organize your financial information, share your funeral wishes and more.

No matter what stage of life you’re in – young, old and everything in between – Final Wishes can be a valuable resource.