About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

​Why Your Estate Plan Needs Life Insurance

Provide an instant source of income tax-free cash. 

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Estate planning
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Estate planning

You want to protect the people and things you care about … now and after your death.

An estate plan that incorporates life insurance can help you do that. 

Estate plans help you decide how, when and to whom assets will be distributed after your death. Life insurance, unlike many other planning tools, helps protect those assets from excess income taxes. It also helps in a variety of other ways.

Help for you now
Life insurance allows you to:

  • Offset income taxes on tax-deferred retirement plans like IRAs, 401(k)s, or deferred annuities your family would have to pay when inherited. That means your family can receive the full value of your savings.
  • Leave a legacy, by providing a donation to your favorite charity after your death.
  • Equalize the inheritance you leave to your heirs, especially if more than one family (or marriage) is involved. Example: A farmer wants his son to continue to own and operate the family farm after his death. He could purchase life insurance to provide an equal inheritance to his daughter, while keeping the farm intact.

Help for your loved ones later
After you die, your family members can use life insurance to:

  • Maintain their current lifestyle.
  • Pay taxes (without liquidating your assets).
  • Carry out your estate-distribution wishes.
  • Cover college costs and meet other future goals.

Learn more
Estate planning needs are different for everyone. Find a Modern Woodmen representative in your area to learn the role life insurance could play in your plan.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.

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Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

Whole life insurance

Whole life insurance

Whole life insurance helps protect your loved ones, providing tax-free money when you die, not just if you die during a specified time period. You can get peace of mind, knowing that your family is protected, and you can take advantage of cash value and other living benefits to help you plan ahead – no matter what life brings.