About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

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Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​The Role of Life Insurance in Your Estate Plan

Life insurance accomplishes what few other planning tools can – it provides an instant source of income tax-free cash.

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Estate planning

You want to protect the people and things you care about … now and after your death.

An estate plan that incorporates life insurance can help you do that. 

Estate plans help you decide how, when and to whom assets will be distributed after your death. Life insurance, unlike many other planning tools, helps protect those assets from excess income taxes. It also helps in a variety of other ways.

Help for you now
Life insurance allows you to:

  • Offset income taxes on tax-deferred assets, such as IRAs, deferred annuities and other qualified plans. That means your family can receive the full value of your savings.
  • Leave a legacy, by providing a donation to your favorite charity after your death.
  • Equalize the inheritance you leave to your heirs, especially if more than one family (or marriage) is involved. Example: A farmer wants his son to continue to own and operate the family farm after his death. He could purchase life insurance to provide an equal inheritance to his daughter, while keeping the farm intact.

Help for your loved ones later
After you die, your family members can use life insurance to:

  • Maintain their current lifestyle.
  • Pay taxes (without liquidating your assets).
  • Carry out your estate-distribution wishes.
  • Cover college costs and meet other future goals.

Learn more
Estate planning needs are different for everyone. Find a Modern Woodmen representative in your area to learn the role life insurance could play in your plan.

 

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


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If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

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Cameron Cameron
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Additional products and services

Talk to a representative to see what's best for you.

Term life insurance
Product

Term life insurance

Term life insurance provides low-cost protection and peace of mind for a certain period of time. While permanent protection is an important part of an overall life insurance plan, term insurance can protect you by helping to cover temporary needs, such as helping to pay off your mortgage or other debt. This can be an affordable way to help make sure your dreams and goals are protected.

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Benefit

Chapters

Chapter activities in communities across the nation provide opportunities for members of all ages to volunteer, socialize and learn. Chapters also raise funds for local causes.

Hear from the recipients of one of those fundraisers.

 

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50 and older