About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​How can estate planning help me if I have a child with special needs?

If you have a child who is dependent upon you and will need financial support upon your death, then you need an estate plan. Having a plan in place will provide you with peace of mind that your child will be taken care of and his/her financial future will be secure.

It's important to discuss your specific situation with an attorney. For example, did you know a person with special needs could be disqualified from receiving government assistance if he/she receives an inheritance or gift? To continue to receive federal aid, he/she cannot hold assets that exceed a certain threshold, sometimes as low as $2,000.*

An attorney can help you establish a special needs trust, which can help you provide for your dependent child while preserving your ability to receive state and federal assistance. You can fund a trust with assets from your estate as well as with life insurance proceeds.

Here are a few helpful tips to consider as you manage your finances today while securing a future for your child tomorrow.

  • Discuss your specific situation with an attorney.
  • Determine the future needs of your dependent child.
  • Have a will. Review it regularly. It is important to keep it up to date to provide for your child's changing needs. If you do not have a will, now is the time to put one in place.
  • Explore a special needs trust.
  • Review your beneficiaries.
  • Record your wishes.
  • Seek additional resources and support.

*Social Security Administration Publication 05-11000, January 2015

 

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


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If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

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Cameron Cameron
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Additional products and services

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Permanent life insurance
Product

Permanent life insurance

Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.

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Benefit

Chapters

Chapter activities in communities across the nation provide opportunities for members of all ages to volunteer, socialize and learn. Chapters also raise funds for local causes.

Hear from the recipients of one of those fundraisers.

 

Single adults
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50 and older