About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​What would happen to my business if a key employee dies?

A key employee can be an owner, a top-producing salesperson, a manager or another person whose contributions are critical to the success and survival of your business.

When a key employee dies, it can create a crisis, along with numerous questions. Who’s the new “go-to” person? Will you suddenly be at a competitive disadvantage? Will you lose relationships with customers and vendors? Will your sales be negatively impacted?

Most small- and medium-sized businesses will need to find a replacement for key employees. The process to locate, hire and train a new employee takes time and money (including lost revenues).

This money could come from existing savings, a loan or life insurance proceeds. Life insurance on a key employee is a cost-effective way to protect your business against the employee's premature death.

How? The business owner can get written consent from the key employee to purchase a life insurance contract on him/her. The employer is the owner, beneficiary and premium payer of the life insurance. Upon the key employee's death, the business receives the death benefit. This is intended to help maintain the company’s stability during the time it takes to replace the key employee.

 

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


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Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

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Cameron Cameron
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Additional products and services

Talk to a representative to see what's best for you.

Permanent life insurance
Product

Permanent life insurance

Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.

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