About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Modern Woodmen of America, Rock Island, IL

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Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

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Planning for Life
Stories of strength from our 138-year history
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Persevering Through Uncertain Times

What we do tomorrow is the product of what we accomplish now.

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

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How Can a Cross-Purchase Buy-Sell Agreement be Funded With Life Insurance?

See an example of how two business owners establish a cross-purchase buy-sell agreement funded with life insurance.

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Business planning

Cross purchase

  • Life insurance premiums are not deductible for the business or business owners.
  • The life insurance contracts are owned by the business owners and are subject to the individual owners’ creditors.
  • There is usually a corresponding increase in basis for the surviving business owner(s).
  • When there are more than two owners, multiple life insurance contracts must be purchased for each owner. For example, if there are three owners, each owner would need to purchase two life insurance contracts – one for each of the other owners.
  • This information is general in nature and should not be considered tax or legal advice. You should seek advice from your tax and legal advisors regarding your own specific situation.

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Cameron Cameron
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Additional products and services

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Universal life insurance
Product

Universal life insurance

Universal life insurance is a kind of permanent life insurance coverage that provides flexible protection and cash accumulation that you can adjust as your needs change.

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The Modern Woodmen Magazine
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The Modern Woodmen Magazine

This quarterly publication is a family and financial resource written and designed exclusively for and about Modern Woodmen members.

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