About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

How Can a Cross-Purchase Buy-Sell Agreement be Funded With Life Insurance?

See an example of how two business owners establish a cross-purchase buy-sell agreement funded with life insurance.  

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Business planning
Article Hero Image
Business planning

Cross purchase

  • Life insurance premiums are not deductible for the business or business owners.
  • The life insurance contracts are owned by the business owners and are subject to the individual owners’ creditors.
  • There is usually a corresponding increase in basis for the surviving business owner(s).
  • When there are more than two owners, multiple life insurance contracts must be purchased for each owner. For example, if there are three owners, each owner would need to purchase two life insurance contracts – one for each of the other owners.
  • This information is general in nature and should not be considered tax or legal advice. You should seek advice from your tax and legal advisors regarding your own specific situation.

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

Universal life insurance
Product

Universal life insurance

Universal life insurance is a kind of permanent life insurance coverage that provides flexible protection and cash accumulation that you can adjust as your needs change.

Do-Good Grant®
Fraternal program

Do-Good Grant®

Members can apply to receive a $200 bank card and other resources to coordinate a small-scale volunteer project with family and friends. Modern Woodmen will award up to 250 grants per year on a first-come, first-served basis.