About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

Online Privacy Policy

Modern Woodmen of America Online Privacy Policy

Modern Woodmen of America ("Modern Woodmen" "we," "us" and "our") provides this Privacy Policy to inform users of our policies and procedures regarding the collection, use and disclosure of personally identifiable information received from users of our website located at Public website name and the related websites at Member website name collectively, the ( " Sites"). This Privacy Policy may be updated from time to time for any reason. We will notify you of any material changes to our Online Privacy Policy. We suggest that you consult this Online Privacy Policy regularly for any changes. Continued use of the Sites after we have notified you any such changes shall constitute your consent to such changes.

By using our Sites you are consenting to our processing of your information as set forth in this Online Privacy Policy now and as amended by us. "Processing" means using cookies on a computer or using or touching information in any way, including, but not limited to, collecting, storing, deleting, using, combining and disclosing information, all of which activities will take place in the United States. If you reside outside the United States, your personally identifiable information will be transferred to the United States, and processed and stored there under U.S. privacy standards. In addition, we may share your personal information with certain third parties, as explained below in "Information Sharing and Disclosure," and some of such third parties may be located outside the United States.

If you have any questions or comments about our Online Privacy Policy or our use of your personally identifiable information, please contact us at [email protected].

Information Collection and Use
Our primary goals in collecting personally identifiable information are to provide you with the services made available through the Sites, to communicate with you, and to manage your registered user account through which you can take advantage of the services made available through the Sites. For instance, we may use some of the information you provide to market specific products and services, including but not limited to customer support services. We will also use the information you provide to analyze and improve Modern Woodmen's products and services.

If you desire to have access to certain restricted sections of the Sites, you may be required to become a registered user and to submit certain personally identifiable information to Modern Woodmen. Personally identifiable information that we may collect in such instances may include your user name, password, email address, telephone number, your certificate number and social security number. In addition, we may use the personal information described above to send you information regarding the Sites and/or our services. If you decide at any time that you no longer wish to receive such information or communications from us, please follow the unsubscribe instructions provided in any of the communications.

When you visit the Sites, our servers automatically record information that your browser sends whenever you visit a website ("Log Data"). Log Data may include information such as your IP address, browser type or the domain from which you are visiting, the web pages you visit and the search terms you use. For most users accessing the Internet from an Internet service provider, the IP address will be different every time you log on. Except in the instances described, we do not use this information to identify you personally. We use it to monitor use of the Sites and our service, and for the technical administration of the Sites.

Cookies
Like many websites, we also use "cookie" technology to collect additional website usage data and to improve the Sites and our service. A cookie is a small data file that we transfer to your computer's hard disk. We do not use cookies to collect personally identifiable information. However, IP addresses are collected by the use of cookies. Modern Woodmen may use both session cookies and persistent cookies to better understand how you interact with the Sites and our service, to monitor aggregate usage by our users and web traffic routing on the Sites, and to improve the Sites and our services.

Information Sharing and Disclosure
General - Except as set forth in this Online Privacy Policy; Modern Woodmen will not share your personally identifiable information with affiliated or unaffiliated third parties.

Service Providers - We may engage certain trusted unaffiliated third parties to perform functions and provide services for us, including, without limitation, hosting and maintenance services, customer relationship services, and database storage and management services. We will share your personally identifiable information with these third parties, but only to the extent necessary to perform these functions and provide such services, and only pursuant to binding contractual obligations requiring such third parties to maintain the confidentiality of your data.

Compliance with Laws and Law Enforcement - Modern Woodmen cooperates with government and law enforcement officials or private parties to enforce and comply with the law. We may disclose any information about you to government or law enforcement officials or private parties as we, in our sole discretion, believe necessary or appropriate to respond to claims and legal process (including subpoenas); to protect the property and rights of Modern Woodmen or a third party, the safety of the public or any person; to prevent or stop any illegal, unethical or legally actionable activity; or to comply with the law.

Business Transfers - If any or all of the assets of Modern Woodmen are acquired by, or merged with another entity, we may share some or all of your information with this entity.

Changing or Deleting Information
If you are a registered user of the Site, you may update or correct the information you provided to us by making such changes through the secure log-in section of the Site. For access to the secure log-in section of the Site click here.

Security
Modern Woodmen is very concerned about safeguarding the confidentiality of your personally identifiable information. We employ administrative, physical and electronic measures designed to protect your information from unauthorized access.

We will disclose any breach of the security, confidentiality or integrity of your unencrypted electronically stored personal data to you via email or conspicuous posting on the Sites in the most expedient time possible and without unreasonable delay, consistent with (i) the legitimate needs of law enforcement or (ii) any measures necessary to determine the scope of the breach and to restore the reasonable integrity of the data system.

Links to Other Sites
Our Sites may contain links to other websites. The fact that we link to a website is not an endorsement, authorization or representation of our affiliation with that third party. We do not exercise control over third party websites. These other websites may place their own cookies or other files on your computer, collect data or solicit personal information from you. This Online Privacy Policy addresses the use and disclosure of information that we collect from you through the Sites. Other sites follow different rules regarding the use or disclosure of the personal information you submit to them. We encourage you to read the privacy policies or statements of the other websites you visit.

Our Policy Towards Children
The Sites are not directed to persons under 16. If a parent or guardian becomes aware that his or her child, who is under 13, has provided us with personally identifiable information without their consent, he or she should contact us at [email protected]. If we become aware that a child under 13 has provided us with personally identifiable information, we will remove such information from our files.

Protect Your Account

Registering for Online Account Access

  • When you register for Modern Woodmen online account access, we request personal information, including your product number and Social Security number, to verify your identity. This helps ensure that only you may register to access your own accounts.
  • When you set up your password reminder questions for online accounts, select questions and answers that only you know. Avoid questions and answers that others may be able to discover about you, including information you share on social media sites.
  • To protect your online accounts, use secure passwords.
  • Avoid accessing your online accounts through publicly shared computers if possible.

Passwords

A strong password is important to protect your online accounts. When you are selecting a password, keep the following tips in mind:

Do

Do Not

  • Choose a long password of at least 8 characters. Longer passwords are more secure.
  • Include upper- and lowercase letters, numbers, and symbols – this makes it more difficult for someone to guess it.
  • Change passwords frequently – consider quarterly updates.
  • Consider using a password manager.
  • Keep your password private.
  • Do not use real names.
  • Do not use Social Security numbers, words or numbers associated with personal information, like birthdays, anniversaries, license plates, telephone numbers, or addresses.
  • Do not use your login name or any variation of it.
  • Do not use words from the dictionary.
  • Do not use the same pattern for your passwords, such as smart1, smart2, etc.
  • Do not write down your password or share your password with anyone else.

Consider a Password Manager

Password management software can help simplify choosing and maintaining passwords for your online accounts. Several password management applications are available for a variety of devices and operating systems. Check with a trusted technology expert to help you choose the appropriate password manager tool for your needs.

Last updated: April 11, 2016