About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
Modern Woodmen of America, Rock Island, IL

Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life
Stories of strength from our history
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Persevering Through Uncertain Times

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
Don't know where to start?
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access fraternal member programs and impact your community.

My Membership
Member Website
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Member Website Overview

Make a payment, update your address, and access account information, online forms and fraternal programs from the member website.

Estate Planning Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Frank and Hazel Champagne
Frank and Hazel Champagne

Frank and Hazel’s story

Modern Woodmen members: Frank (quoted here) and Hazel Champagne

City: Benton, Ark.

Occupation: Retired

Their Modern Woodmen representative: Cheryl Tidwell, Sherwood, Arkansas

Why is estate planning important to you? We set up a living trust for Hazel and me. This is a second marriage for us, and we wanted everything set up properly. But the most important thing was setting up a trust for my grandson. Robert has autism. He will need help with his finances, a place to live and help with his daily living after we’re gone. 

How is Modern Woodmen helping you? Cheryl listened to our concerns and helped us get a plan together. She also set up an appointment and accompanied us to the attorney’s office.

What’s something you were surprised to learn during this process? If you just have a will, that information is filed at the courthouse for anyone to review. A trust is between you, your family and the attorney.

What words of wisdom do you have for others? Keep good records and know where all your important papers are.

Cheryl's advice: When it comes to estate planning, everyone’s situation is different. Some people have circumstances where they need a living trust. Some people just need beneficiaries updated. Do the work, get your plan completed and then go live your life. You’ll feel good knowing you have secured your family’s future.                          

FRANK AND HAZEL’S REPRESENTATIVE

Head shot of financial representative Cheryl Tidwell.
Cheryl Tidwell
FINANCIAL REPRESENTATIVE

"When it comes to estate planning, everyone’s situation is different. Some people have circumstances where they need a living trust. Some people just need beneficiaries updated. Do the work, get your plan completed and then go live your life. You’ll feel good knowing you have secured your family’s future."

Additional products and services

Talk to a representative to see what's best for you.

Universal life insurance
Product

Universal life insurance

Universal life insurance is a kind of permanent life insurance coverage that provides flexible protection and cash accumulation that you can adjust as your needs change.

Chapters
Fraternal program

Chapters

These local groups of Modern Woodmen members come together regularly for social, educational and volunteer activities. Chapter activities are experiences, not sales events, and are open to members of all ages. Members 55 and older can also participate in Summit chapters – special groups targeted to the interests of this age group.