Rosie and Ricke's story
Modern Woodmen members: Rosie (quoted here) and Ricke Eagle
City: Elmwood, Illinois
Occupation: Retired nurse case manager (Rosie) and carpet store owner (Ricke)
Their Modern Woodmen representative: Dave Bergland, Glasford, Illinois.
Why is estate planning important? My folks did not prepare well. Their wish was for their farms to be sold and the proceeds divided among their three kids. They had wills, but nothing specific. It was a nightmare for my siblings and me. It did not end well. I swore to myself I would never do that to our children.
How is Modern Woodmen helping you with your estate planning needs? We needed some really good ideas about estate planning. Dave gave us the name of an estate planning attorney that several of his other members use. Dave also helped us with annuities and life insurance. And we set up 529 college savings plans for our grandchildren and annuities for our kids that we add to each Christmas.
We don’t worry about our future – or our kids’ or grandkids’ futures. There are no big pockets, but it’s enough to help them out. We’re prepared, and now we can have fun being retired!
Dave’s advice: An estate plan helps ensure what you want done gets done. Proper planning makes it easier for your financial representative to carry out your wishes and helps avoid potential arguments among those you leave behind. My best advice is to not procrastinate. And when working with an attorney, be sure to work with someone who specializes in estate planning. It can make a big difference.
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Term life insurance
Term life insurance provides low-cost protection and peace of mind for a certain period of time. While permanent protection is an important part of an overall life insurance plan, term insurance can protect you by helping to cover temporary needs, such as helping to pay off your mortgage or other debt. This can be an affordable way to help make sure your dreams and goals are protected.Learn more
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