About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​When Should I Start Taking Social Security?

Deciding when to take Social Security can feel overwhelming, but by considering various factors in your life, you can make the right choice for your retirement years.

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Retirement distribution

There are many factors to consider when planning your retirement distribution strategy. These factors include:

  • Health.
  • Age.
  • Marital status.
  • Benefit amount.
  • Employment.
  • Longevity of other family members.
  • Other funds you have available to produce retirement income.

Remember, your Social Security benefits don’t have to start when you retire. You can start your Social Security retirement benefits as early as age 62 or as late as age 70. In fact, it may make sense to wait a few years.

Delaying the start of your Social Security benefits will result in a larger benefit for the rest of your life. It may also help provide a larger survivor’s benefit for your spouse.

A Modern Woodmen representative can help you determine how to bridge the income gap from when you retire to when you start receiving Social Security.

 

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


Find a rep near you

Need help finding a representative?

If you’re unable to find a Modern Woodmen representative in your community, we’d like to help.

Contact the home office

I'm here to help

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Cameron Cameron
Phone: 000-000-0000
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Additional products and services

Talk to a representative to see what's best for you.

​Single premium immediate annuity
Product

​Single premium immediate annuity

Getting ready to retire? You face many risks, including increasing health care costs, the impact of inflation and market volatility. If you are like most, you feel the future of Social Security is uncertain and your employer most likely doesn’t offer a pension. The result? The largest risk you may face is the risk you will outlive your retirement savings.

Single Premium Immediate Annuity