About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

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Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​How to Attract, Retain, Motivate and Reward Your Employees

In today’s marketplace, employee benefit programs like Modern Woodmen’s salary allotment plan can help employers compete for high-quality staff.

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Employee benefits

The salary allotment plan is a voluntary payroll deduction program, allowing your employees to purchase life insurance and/or annuity products.

As the employer, you deduct the monthly premiums from participating employees’ paychecks and remit a check for their premiums.

The salary allotment plan provides advantages for both you and your employees.

Advantages for you

  • Employee loyalty  Show concern for your employees’ welfare by offering a convenient way to purchase personal financial products to meet their unique needs.
  • Increased productivity – By taking steps to protect their financial security, employees can focus and stay productive, while also having peace of mind.
  • Easy administration – Modern Woodmen will send you a monthly bill for the total due from all participating employees.
  • Flexibility – Choose which employee or employees can participate. There are no government participation restrictions. You only need three participating employees to establish and maintain a plan.
  • Employer contributions – You can also make employer contributions if you choose. These contributions are treated as taxable wages to your employee.

Advantages for your employees

  • Convenience  They don’t have to worry about forgetting payments because premiums are deducted automatically from their paychecks each month.
  • Flexibility – Unlike group insurance plans, your employee selects the life insurance and/or annuity plans that best meet their needs.
  • Ownership – In most group plans, coverage terminates if the employee leaves the company. With the salary allotment plan, the employee owns the life insurance and/or annuity he/she selects. If the employee leaves the company, he/she can select a different payment method and continue the coverage.
  • Employer contributions – You can also make employer contributions if you choose. These contributions are treated as taxable wages to your employee.

While you can attract, retain and motivate your employees through an easily administered program, your employees are rewarded with a very convenient and flexible product.

 

Your financial representative

Meet a Modern Woodmen representative in your community and begin to explore how shared values can work for you.


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Cameron Cameron
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Additional products and services

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401(k) plans

A 401(k) plan is an employer-sponsored retirement plan that offers several income tax benefits for those looking to save for retirement.

401(k) plans
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Modern Woodmen Member Website

This secure site gives members 24/7, real-time access to view account values, make payments online, request fraternal benefits and more.

 

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