About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

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Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

Reward Your Employees and Benefit Your Business​

An executive bonus plan can help.

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Business planning

One way to attract, reward and retain top employees is through the use of an executive bonus plan.

An executive bonus plan is a flexible and discretionary plan that can be a simple and cost-effective way to provide a tax-deductible benefit to a key employee. It is a basic arrangement where the employer makes the premium payments for a life insurance contract owned by the employee. The bonus is usually tax-deductible for the business and is taxable to the employee as ordinary income.

Potential advantages for the employer:

  • The employer selects which employees will be eligible to receive the bonus.
  • The employer determines the amount of the bonus for each eligible employee.
  • The employer receives a tax deduction equal to the amount of the bonus.

Potential advantages for the employee:

  • The employee owns the contract and can name the beneficiaries.
  • Liquid cash is available upon the employee’s death and life insurance death benefits are usually received income tax-free.
  • Any available cash values are accessible through loans and/or withdrawals.

For more information on how an executive bonus plan can help you, please talk to a Modern Woodmen representative.

 

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Additional products and services

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Permanent life insurance
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Permanent life insurance

Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.

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