Modern since 1883®
Life insurance on your own terms
Let’s discuss your life insurance needs. Your local representative will contact you within 72 hours.
Current member? Contact us here.
Term life insurance for peace of mind
Term life insurance can be an affordable way to secure the protection you need to keep your family, your business, and your hopes and dreams alive. With term life insurance, your beneficiaries receive income-tax free money if you pass away during the term period – without the delays and expense of probate.
- Guaranteed death benefit as long as premiums are paid.
- Guaranteed level premiums for the term period, increasing afterward.
- Guaranteed convertibility.
- Return-of-premium options.1
Become a modern pioneer with a community of more than 700,000 members. Contact a local representative today.
Why Modern Woodmen of America?
Modern Woodmen of America provides quality financial products to our member community. Our local representatives understand your needs and can help help you find solutions that fit your family the best.
We're local,
wherever you are
Our representatives are part of your community. They understand what it means to raise a family, have a career, and plan for the future.
We exist for the
benefit of our members
As the nation’s third-largest fraternal financial services provider, we answer to our 700,000+ members, not stockholders.
We offer more than
just life insurance
We’d be honored to support your family’s financial future with a suite of investment, annuity and insurance products.
Modern Woodmen – people helping people
Modern Woodmen is a membership organization. We’ve put our members first since 1883. It was a modern idea then, and it’s still modern today. We’re connected by common values, including:
- Financial security – through life insurance, retirement planning and financial services.
- Quality family life – through fraternal member programs and activities.
- Community impact – through local volunteer projects where members live, work and play.
Who we are
Modern Woodmen is about people. Created for our members. Owned and operated by them, too. We’ve been protecting families and helping communities since 1883.
What we are
Modern Woodmen of America is a fraternal financial services organization built to help families throughout life. Together, with over 700,000 members, we pioneer bright futures in the communities we serve.
1The addition of riders is optional and may result in additional premium. Additional underwriting may be required. State variations may apply. Products and riders may not be available in all states.
