About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Modern Woodmen of America, Rock Island, IL

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Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

My Membership

When you join Modern Woodmen, you become a member of the organization. You trust us with your financial needs. And you have the opportunity to access member benefits and impact your community.

My Membership
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Make a payment, update your address, and access account information, online forms and fraternal benefits from the member website.

Peace of Mind for New Parents

Modern Woodmen’s Newborn Benefit helps family ensure life insurance protection despite health issues.

The Grill family’s story

Welcoming a little one into the world is one of the happiest moments in life. Yet – as Maria and Steven Grill of Shillington, Pennsylvania, know – sometimes the unexpected happens.

Their twins, Zachary and Joshua, were born prematurely at 23 weeks. They spent three months in the neonatal intensive care unit.

While other new parents dreamed of bright futures, the Grills were dealing with the very real possibility of lifetime health problems … or worse.

“It was a scary time,” Maria says. “No one likes to have to think about life insurance when your baby is born.”

Newborn Benefit offers protection

Maria and Steve believe in life insurance protection. Maria has had Modern Woodmen life insurance coverage since age 18. Steve became a member when they married.

When their twins were born, it seemed right to turn to Modern Woodmen again. Their Modern Woodmen representative reminded them of a fraternal member benefit the couple could take advantage of – the Newborn Benefit.

Modern Woodmen’s Newborn Benefit exists to help relieve financial stress and offer peace of mind. In case of tragedy, the benefit provides money to help with medical or funeral costs. In the Grills’ case, the benefit allowed Maria and Steve to apply for permanent life insurance for Zachary and Joshua. The coverage was issued at standard rates – regardless of the twins’ health.

It’s comforting to know Modern Woodmen will be there to help us through our whole lives.

Protection for life

Beyond the initial coverage, the Newborn Benefit helped protect the twins’ future insurability – that is, their ability to qualify for more coverage in the future. Through the benefit, Zachary and Joshua were eligible for additional permanent coverage at ages 16 and 21 – again at standard rates and regardless of health.

Steve and Maria were also able to take advantage of the cash value in their own whole life certificates. The money helped pay for home renovations to meet Joshua’s special needs.

“It’s comforting to know Modern Woodmen will be there to help us through our whole lives,” Maria says.

Learn more

The Newborn Benefit is available to qualifying Modern Woodmen members. Talk to a Modern Woodmen representative or log in to your member account to learn more.

Additional products and services

Talk to a representative to see what's best for you.

Term life insurance

Term life insurance

Term life insurance provides low-cost protection and peace of mind for a certain period of time. While permanent protection is an important part of an overall life insurance plan, term insurance can protect you by helping to cover temporary needs, such as helping to pay off your mortgage or other debt. This can be an affordable way to help make sure your dreams and goals are protected.

Learn more

Birthday Book Club

This benefit provides free books for children when all of the members in their household are also Modern Woodmen members. During their birthday month each year, qualifying children ages 1 to 16 will receive a free, age-appropriate book.

See this benefit in action.


Children and adolescents