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Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

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Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

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Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

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Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

​​Employee Benefits Member Profile

Modern Woodmen financial representatives work together with their members to help meet key financial needs throughout life.

Larry and Heather Goff (center) with Ruth Ahnen, representative (right).

Larry and Heather's story

Modern Woodmen members: Larry and Heather Goff (center)

City: Davenport, Iowa

Occupation: Owners of Ace Auto Doctor and Repair, Bettendorf, Iowa

Modern Woodmen representative: Ruth Ahnen, Bettendorf, Iowa

How is Modern Woodmen helping you with employee benefits? Our small automotive repair shop is a second-generation family-owned business since 1969. We’ve grown to six full-time employees.

As a small business, we struggle with matching the benefits of larger businesses. Ruth has put together a great retirement plan for our employees that helps us be competitive with larger markets. Our employees appreciate being able to plan for their future retirement and having an employer-match program.

It’s critical in today’s economy to be competitive in both hiring and retaining employees. It gives your employees a sense of security and appreciation. It also makes us feel good that we can provide this opportunity for our employees to plan for their future needs.

What advice can you offer to other business owners? Consider offering retirement packages. When we first looked into it, we were hesitant. However, we were surprised to find out the cost was minimal. And Ruth has done a great job coordinating the plan, which has made it simple for me as the owner.

Ruth’s advice: In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans.

The Goffs also believe strongly in saving for retirement. We set up plans for them and each of their employees that worked best for their specific needs.

With frequent reviews and adjustments as life events change, we’re helping make sure they’re saving properly for retirement. And we’re keeping the family and business protected.

Larry and Heather's Representative

Ruth Ahnen - Larry and Heather's Modern Woodmen representative.
Ruth Ahnen
Financial Representative

"In case of death, Larry and Heather wanted to make sure they were taking care of each other and their children. And they wanted to make sure Ace Auto and their employees’ jobs would still exist. We took care of both of these concerns with the proper types of life insurance plans."

Additional products and services

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Permanent life insurance
Product

Permanent life insurance

Permanent life insurance provides protection for your entire life and can build cash value over time. Premiums remain level throughout your lifetime and can even be paid up within a specific time period. You can enjoy permanent protection for life without a permanent payment.

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Benefit

Modern Woodmen Member Website

This secure site gives members 24/7, real-time access to view account values, make payments online, request fraternal benefits and more.

 

Single adults
Families
50 and older