About Us

Since 1883, Modern Woodmen of America has brought people together, supported families and strengthened communities.

About Us
Careers
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Looking for a meaningful career?

Grow with Modern Woodmen! As a financial representative, you can make a positive impact for your family and your community.

Financial Planning

We can help you meet your current needs, achieve your future dreams and plan for all stages of life.

Planning for Life

Our Products

Modern Woodmen maintains a portfolio of high-quality financial products that can help you meet a wide range of life needs.

Our Products
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Financial planning

Browse our helpful tips and articles to understand what’s important to you and your loved ones.

Being a Member

Modern Woodmen membership is about relationships. As a member, you work together with a trusted local representative to plan for some of the most important moments in the lives of those you love.

Being a Member
About Membership
Member Benefits
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Member Benefits

Modern Woodmen offers a variety of fraternal member benefits for all ages.

Member Benefits

Modern Woodmen offers a variety of fraternal member benefits to help improve the lives of members of all ages and life stages.

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100 Percent Modern Woodmen Family Benefit

This benefit provides free books for children in 100 percent member families. Each year during their birthday month, qualifying children ages 1 to 16 will receive a free, age-appropriate book.

Children and adolescents

Accelerated Benefits

Members whose contracts include the Accelerated Benefits rider can receive an advance of 75 percent of their death benefit if diagnosed with a terminal illness.

Single adults
Families
50 and older

Anytime Fitness®

Members can receive a free seven-day trial pass and discounts on enrollment fees and monthly membership dues at more than 2,100 Anytime Fitness club locations nationwide.

Single adults
Families
50 and older

Chapters

Chapter activities in communities across the nation provide opportunities for members of all ages to volunteer, socialize and learn. Chapters also raise funds for local causes.

Hear from the recipients of one of those fundraisers.
Single adults
Families
50 and older

Dollars and Sense Financial Literacy Program

Modern Woodmen Bank’s Dollars and Sense program helps children in grades K-12 develop good saving and spending habits as they earn annual cash rewards. Member FDIC.

Children and adolescents

Final Wishes

This interactive resource helps members plan for and communicate end-of-life wishes to loved ones.

Single adults
Families
50 and older

Fraternal Aid Fund

Members who experience financial hardship due to disasters such as fires, floods, storms or serious health problems may apply for financial assistance to cover their Modern Woodmen life insurance premiums for a limited time.

Single adults
Families
50 and older

Identity Guard®

Members can receive discounts on identity theft protection and credit monitoring services.

Single adults
Families
50 and older

Life Line Screening®

Members ages 50 to 80 may participate in a Life Line health screening at a discounted rate in their local community.

50 and older

Make An Impact Scholarships

Modern Woodmen offers college scholarships for young members who are making an impact in their local communities.

Hear from a recent winner
Children and adolescents

Modern Woodmen Member Website

This secure site gives members 24/7, real-time access to view account values, make payments online, request fraternal benefits and more.

Single adults
Families
50 and older

National Parks Pass

Modern Woodmen offers members 62 and older a partial reimbursement of the fees associated with the America the Beautiful National Parks and Federal Recreation Lands Senior Pass.

50 and older

Newborn Benefit

This benefit helps parents who have lost an infant or who care for an infant in poor health.

Children and adolescents

Orphan Benefit

Modern Woodmen supports qualifying member children who lose both parents by providing a monthly allowance to the child’s guardian. This benefit includes a scholarship.

Children and adolescents

PerkSpot

PerkSpot is an exclusive discount hub for some of our members’ favorite national and local merchants. Members can view discounts by category, brand or preferences and use the local map tool to discover discounts near them. PerkSpot is available via desktop, tablet or smartphone. 

Children and adolescents
Single adults
Families
50 and older

Prescription Savings Card

This card can help members afford the rising costs of prescription medication. The card can also provide savings on vision and hearing care, pet medications, and more.

Single adults
Families

Summit Chapters

Summit chapters offer fun and fulfilling experiences to fit the busy lifestyles of members ages 55 plus.

50 and older

The Modern Woodmen Magazine

This quarterly publication is a family and financial resource written and designed exclusively for and about Modern Woodmen members.
 Log in to read the latest issue >

Single adults
Families
50 and older

Youth Service Clubs

Guided by adult member leaders, monthly youth club activities emphasize volunteerism, patriotism, education and fun.

Children and adolescents

Subject to change, fraternal member benefits are not part of the contract and may have specific eligibility requirements.