My Whole LifeSM, a new permanent life insurance plan offered by Modern Woodmen of America, is designed for those looking for strong guarantees and dividend growth, with benefits for individuals and families through their whole lives.
Features of My Whole LifeSM include:
- Guaranteed death benefit. Coverage will be in force for as long as the member lives (provided premiums are paid).
- Flexible premium-payment periods. The member can choose how long to make payments, whether it’s 7 years, 18 years, 29 years, or to age 100 – or they can choose the single-payment option. Payments will never increase.
- Accessible cash value. Whole LifeSM plans will build cash value over time, tax-deferred. The cash value can be used for emergency expenses, college costs, retirement income or any other reason.
- Customizable. My Whole LifeSM plans can be personalized by purchasing a variety of optional riders for members who qualify.
Modern Woodmen offers many life insurance options to meet the needs of different individuals throughout life. A Modern Woodmen representative can help decide what plan (or combination of plans) best meet a member’s unique situation.
My Whole LifeSM is not available in New York. ICC18 MYWL, ICC18 SPMYWL. State variations may apply. Dividends are not guaranteed as the assumptions on which they are based are subject to change by Modern Woodmen. Loans and withdrawals reduce the death benefit and may be subject to taxation. Consult your tax advisor if you have any questions.
About Modern Woodmen:
Founded in 1883, Modern Woodmen supports members, families and communities throughout the United States. As a fraternal benefit society, the organization is defined by its unique blend of financial services, member benefits and community impact opportunities. In 2017, Modern Woodmen and its members provided $20.6 million and 534,000 volunteer hours to support fraternal activities and programs.
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